摘要
投資是什麼?
我們了解您的心聲,「投資」聽起來可能有點嚇人。
簡單來說,是運用現有的閒置資金來進行投資,讓這些投資為您賺錢。長期下來,可能五年、十年、二十年,這筆投資資金可能會比存在銀行儲蓄帳戶增值更多。然而這並不保證獲利。
投資不是很有風險嗎?
投資必有風險。開始投資時,須考量自身能承擔多大的風險,從安全投資到投機投資,每個人都能找到適合自己的投資方式。您可以自行打造投資組合,或選擇我們「現有」的投資選擇。
- 假設您收入較不穩定,職業風險大,由於您希望辛苦賺來的錢能減少下跌風險,您可能會選擇低風險的債券投資,報酬雖低但穩定且可預測。
- 如果有穩定收入,您可能主要選擇低風險投資選項,但同時也把一定資產投資於科技新創公司,因為您願意冒些風險,投資下一個科技新創公司。
對不同投資了解愈多,就愈能找出適合您的投資方式。
退休基金是否為一種投資?
您儲蓄作為退休基金的錢通常用於投資。工作期間所支付的退休基金,通常投資於協助資產增值的投資選項,如此一來退休時,可支領到的金額會比投注資金還多。盡早開始投資,是最佳選擇。
為什麼要詢問「專家」?
金融業是受法律嚴格監管的產業,金融專家研究和監控投資,為您尋找值得投資的優良企業、計畫及資產。
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Important Information
Unless otherwise stated, all information contained in this document is from Amundi Asset Management S.A.S. and is as of 8 May 2024. Diversification does not guarantee a profit or protect against a loss. The views expressed regarding market and economic trends are those of the author and not necessarily Amundi Asset Management S.A.S. and are subject to change at any time based on market and other conditions, and there can be no assurance that countries, markets or sectors will perform as expected. These views should not be relied upon as investment advice, a security recommendation, or as an indication of trading for any Amundi product. This material does not constitute an offer or solicitation to buy or sell any security, fund units or services. Investment involves risks, including market, political, liquidity and currency risks. Past performance is not a guarantee or indicative of future results.
Date of first use: 1 July 2024
Doc ID: 3566281
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